Safe and Healthy Cigarettes
by admin on 04/11/09 at 11:44 pm
Some of you might wonder what I mean when I write the title above. I’m definitely not talking about regular tobacco cigarettes, which everyone knows is just not healthy at all. I’m talking about a new breakthrough in technology called e cigarettes.
E cigarettes or electronic cigarettes are actually electronic devices built to resemble regular tobacco cigarettes. If you try it, you’ll find that it tastes, looks and feels like a tobacco cigarette. These devices are powered by e cigarette batteries, and they create vapor like smoke using a special tool called the atomizer. This smoke contains a tiny amount of nicotine, but other than that, it’s completely free from the other hazardous chemical substances normally found in tobacco cigarettes. The nicotine has to be present because that’s what gives the nicotine hit, just like tobacco cigarettes. And since there is no fire or burning, e cigarettes do not pose any fire hazard. You won’t need to worry about cigarette ash burning your clothes or your furniture anymore.
In the past, smokers didn’t have the option to smoke without harming their health. But today, we do. Click on one of the links to learn more about e cigarette. I know you’ll soon order your starter kit bundles, just like I did.
Full StoryIs it true that men file more insurance claims than women?
We all know that there’s a war between sexes on who are better drivers, men or women? And as men are claiming to be far better at the wheel the statistics are actually on the opposite side. The National Highway Traffic Safety Administration’s Report dated 2004 notes men being involved in 27,000 more fatal accidents, 432,000 more injury accidents and 1,369,000 more incidents with damaged property, resulting in total 1,828,000 more insurance claims filed by men in 2004 only. And since then the trend hasn’t changed.
And it’s hard to tell that the most risky drivers - men younger than 25 years old - are contributing to these statistics. These are actually men of all age groups.
As an insurance agent from Ohio, Brad Vermillion has stated: “Men are more aggressive in their very nature and pursue a riskier attitude when driving a car. You see a man not wearing a seat belt, speeding and driving under influence far more often than a woman. The amount of miles driven throughout the lifetime is also quite higher with men than with women, which of course means a greater risk of being involved in a traffic accident and filing an insurance claim. The less you drive the safer you are.”
A righteous question rises consequently, whether do insurance companies take into account the statistics provided by the NHTSA and other organizations? “Insurers know about such statistics very well and they are reflected in their pricing guidelines,” stated Vermillion. “A man will always pay a higher auto insurance premium than a woman, even if he lives in a safe area and has a perfect driving and credit record.”
But the overall trend has started to shift in recent years, making the gap between men and women smaller in what concerns auto insurance premiums. “The last couple of years have shown more and more women driving at longer distances and for more extended periods of time. This results from a wider access to cars among women and more intense and active lifestyle attitudes, forcing women to move around a lot more than in previous years,” states Dave Roush, CEO of Insurance.com. “Women spend more time behind the wheel and raise the stress levels, which inevitably results in more aggressive attitude from women on the road. This trend is only starting to take shape and it’s a matter of time to judge whether it will minimize the gap between men and women in what concerns auto insurance rates. But for now men are well ahead in this competition.”
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